Your vision insurance and benefits are about to expire. If you have not had an eye exam this year, now is a great time to schedule one. Here are some simple tips to help you make the most of your plan before the year ends.

What You Are Leaving on the Table

Do you know that your benefits will run out on December 31^st? This is not a warning; it is just a fact. So, the possibility of getting that exam, pair of glasses, or even contacts is gone. And the money is not even the worst part. Eye disease does not wait for symptoms. It shows up quietly. A simple exam can stop that. But only if you book it in time.

Start With an Eye Exam

A yearly eye exam is included in most vision plans. If you have not booked yours yet, try to do it soon. Appointments fill up quickly at the end of the year, so waiting might mean you miss your chance.

This exam does more than update your prescription. Your eye doctor checks your retina, measures your eye pressure, and can find signs of other health problems. Conditions like high blood pressure, diabetes, and some autoimmune diseases can show up during an eye exam. It is the most important benefit in your plan, so make sure to use it.

Use Your Allowance for Glasses or Contacts

If your plan covers new frames, lenses, or contacts, keep in mind that this benefit resets each year. If your prescription has changed, your frames are scratched, or your backup pair is getting old, now is a great time to update your eyewear.

Ask your optician about frames that suit your face and style. You can also ask about lens coatings that help reduce glare or protect your eyes from blue light. If you wear contacts, make sure to stock up so that you are ready for the new year. You have paid for this coverage, so make the most of it.

Do Not Forget Specialty Services

Some plans offer more than just exams and glasses. You might be eligible for benefits for specialty contact lens fittings, low-vision aids, or dry eye treatment. These extras are important for your overall eye health. Untreated dry eye can harm your eyes, and specialty lenses can help if you have trouble with regular contacts. Check your plan details. You might find coverage you did not know you had.

What If Your Plan Does Not Roll Over?

Most vision benefits end on December 31. Use them before then, or you will lose them. Some flexible spending accounts (FSAs) also expire at the end of the year, but some may give you a short grace period or let you carry over a small amount. Call your insurance company or eye doctor’s office to check your options. Many people have these questions in December, so you are not alone.

A Clear Window Before the Year Closes

Don’t wait for the end of the year to start rushing; take action today. Your benefits are waiting. Find out what is happening with your sight, so you can put your coverage to good use.

To find out more about making the most of your vision insurance, visit Fresh Coast Optical in Caledonia, Michigan. Call (616) 730-8840 to schedule your appointment.

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